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About Us

Helga Rivera Insurance is a trusted provider of comprehensive life insurance and financial planning solutions. With years of experience and a commitment to personalized service, we specialize in helping individuals and families secure their financial futures.

Our full range of services includes Final Expense Insurance, Fixed and Indexed Annuities, Indexed Universal Life Insurance, Individual Life Insurance, Mortgage Protection Insurance, Retirement Planning, Term Life Insurance, Universal Life Insurance, and Whole Life Insurance.

We proudly serve clients across Maryland, Michigan, New Mexico, Ohio, South Carolina, Texas, and Virginia. At Helga Rivera Insurance, our priority is to deliver customized solutions that meet each client’s unique needs while providing peace of mind and financial security for the future.

Mission

At Helga Rivera Insurance, our mission is to empower individuals and families to achieve financial stability and long-term security through tailored life insurance and retirement planning solutions. By offering products such as Final Expense Insurance, Indexed Universal Life Insurance, and Retirement Planning services, we aim to protect what matters most while fostering trust and building lasting relationships with our clients.

Vision

Our vision is to become a leading provider of life insurance and financial services in the communities we serve. At Helga Rivera Insurance, we are dedicated to helping clients achieve financial independence through innovative products, exceptional service, and a personalized approach. We aspire to be a trusted partner for life insurance and retirement planning, enabling clients to secure their futures and leave a meaningful legacy.

An Independent Advantage

We are Independent Agents in Dallas, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Helga Rivera Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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