You will receive a final decision once our underwriters have reviewed your application. Our licensed agents will reach out and help activate your policy.
The Helga Rivera Insurance Way
Fast Process (No Medical Exams For Most)
Our process is free, easy to apply, and 100% online. What took
weeks can now be done in minutes, so you can focus on what
matters. Most applicants do not even need a medical exam.
Our team is ready to help anytime. We are committed to helping
you find the right coverage for you.
Flexible & Affordable Options
We analyze your information against our wide range of products in real-time, matching you to a policy that fits your needs with a price that works for you.
If you are not happy with your policy in the first 30 days for
any reason, we will refund your payment in full. After that, you
are also free to cancel your policy at any time if it does not
work for you, with no cancellation fees.
Take the first step towards protecting your family and apply for life insurance online with Helga Rivera Insurance – with no
obligation. It is free and will not affect your credit score.
Most people do not consider buying life insurance until they are married or have children. If you are single and do not have any children, buying life insurance may not top your list of priorities. A minor of any age can own a life insurance policy indirectly as a gift or can be transferred by an adult. What is the Best Age to Buy Life... Read Article
Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation. Life Insurance: What Type Do You Need? You have two main options in purchasing... Read Article
A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your loved ones to have the finances to survive a very challenging time. What Does Life... Read Article