Helga Rivera Insurance helps business owners understand their risks, review their current coverage, and evaluate commercial insurance options aligned with their operations.
Protecting Businesses.
Powering Progress.
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Independent Commercial Insurance for Small and Mid-Sized Businesses
BASED IN ALEXANDRIA, VIRGINIA, AND LICENSED and authorized to offer commercial lines and business insurance services in Iowa (IA), Maryland (MD), Michigan (MI), Nebraska (NE), Virginia (VA), and Texas (TX). National Producer Number (NPN): 17646685
General Liability Insurance
Coverage options for certain third-party bodily injury, property damage, and personal and advertising injury claims arising from eligible business operations.
Workers’ Comp Insurance
Coverage that may provide benefits for eligible medical expenses, lost wages, and other costs related to covered work-related employee injuries or illnesses.
Small Business Insurance
Commercial insurance options designed to address a business’s property, liability, employee, vehicle, equipment, and operational exposures.
Builders Risk & Vacant Property Insurance
Coverage options for eligible properties under construction, renovation, or temporary vacancy.
Commercial Auto Insurance
Coverage options for eligible vehicles owned or used in business operations.
Commercial Inland Marine Insurance
Coverage options for eligible tools, equipment, materials, and other movable business property.
Commercial Surety Bonds
Bond options that may help eligible businesses and contractors satisfy licensing, permit, and contractual requirements.
Commercial Excess Liability Insurance
Additional liability limits above eligible underlying commercial policies, subject to policy terms and underwriting requirements.
Recent News & Updates
Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters
September 4, 2026
National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages...
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Helga Rivera Insurance
Contact Helga Rivera Insurance to discuss your business operations, current coverage, and commercial insurance needs.
