Helga Rivera Insurance

Newsletters

How Taxes Impact Your Retirement-Income Strategy

Retirees face unique challenges when managing their income, particularly when it comes to taxes. This article provides an overview of tax-related issues, from taxing Social Security to the new RMD rules and determining when to tap taxable and tax-advantaged accounts.
Business Owners: Should You Organize as an LLC?

Establishing an LLC creates a separate legal entity to help shield a business owner’s personal assets from lawsuits brought against the firm by customers or employees.
A Mortgage Recast Is an Alternative to Refinancing

This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
Enriching a Teen with a Roth IRA

A teen with a part-time job can contribute to a Roth IRA, which is a flexible way to accumulate funds for college, retirement, and other long-term needs.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?
Disability Income Insurance

How much Disability Income Insurance do you need?
Retirement Portfolio Lifespan

How Long Will Your Funds Last?
Savings Goals

How much do you need to save each year to meet your long-term financial goals?