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Helga Rivera Insurance

Do You Know Who Your Beneficiaries Are?

Valuable assets will convey directly to beneficiaries, regardless of instructions in a will.

IMPORTANT DISCLOSURES Helga Rivera Insurance does not provide investment, tax, legal, or retirement advice or recommendations. The information presented here is not specific to any individual's circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used and cannot be used by a taxpayer to avoid penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on their circumstances. These materials are provided for general information, and educational purposes based upon publicly available information from sources believed to be reliable — Helga Rivera Insurance cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

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